Medicare Supplemental

For beneficiaries enrolled in Medicare Part B

Blue Cross and Blue Shield of North Carolina (BCBSNC) offers dependable supplemental coverage for people age 65 and older. BCBSNC offers nine of the 10 Medicare supplemental plans, so applicants can choose the one that best fits their needs and their budget.

On every plan, members can select their own doctor or visit any Medicare-participating hospital. In most cases, BCBSNC will handle Medicare Part A and Part B claims and supplemental claims automatically.

Medicare Supplemental members have access to Blue Values^SM, a family of free discount programs. Members are eligible for discounts of up to 60% on health related products and services, such as eyeglasses, hearing aids, prescription drugs¹ and more. In addition, members can participate in Blue PointsSM, BCBSNC’s physical activity incentive program, and earn prizes just for being active.

Once enrolled, members lock in their entry age rate forever. Rate adjustments will only be made due to medical inflation.

To apply for Medicare Supplement coverage with BCBSNC, shoppers can request an application or apply online. There are no medical exams and acceptance is guaranteed if:

• You are age 65 or older or under age 65 and eligible for Medicare due to disability

• You enroll within six months of enrolling in Medicare Part B

• You are a resident of North CarolinaYou are not covered by certain Medicaid programs

There is no waiting period for pre-existing conditions if you have six months of prior health coverage and your coverage can't be cancelled for health reasons once you're enrolled.

® mark, SM marks of the Blue Cross and Blue Shield Association. SM1 mark of Blue Cross and Blue Shield of North Carolina. 1 These programs may be changed or discontinued at any time. BCBSNC does not profit from this program and it is not part of your policy or benefits. It is a value-added program available for your use.